Risk profile · Qortle Portfolio Engine

1 · Age

Under 35 35–50 50–60 Over 60

2 · Investment horizon

Over 10 years 5–10 years 3–5 years Under 3 years

3 · Income — how stable and diversified?

Multiple strong, stable sources Stable, plus investment income Salaried, single stable source Single, variable source

4 · Loan repayments as a share of monthly income

None Under 20% 20–40% Over 40%

5 · If the portfolio fell 20% in a year…

Buy more at lower prices Hold and wait for recovery Sell some to limit losses Sell everything

6 · Investing experience

Derivatives / active trader Direct equity, 5 years+ / long-term MFs Direct equity, under 5 years Only FDs / savings

7 · Emergency fund

Over 6 months of expenses 3–6 months Under 3 months None

Risk profile — client MC-0137